Privacy Policy
Last Updated: 2024. Jurisdiction: Quebec, Canada.
Legal Disclaimer
This Privacy Policy is a standard template provided for informational purposes regarding Gentle Yard's data practices. It does not constitute legal advice. Users are encouraged to consult with legal counsel regarding specific compliance with the Act respecting the protection of personal information in the private sector (Quebec).
1. Introduction and Data Controller
Gentle Yard ("we", "us", or "our"), operating out of Montreal, Quebec, is committed to maintaining the confidentiality, integrity, and security of personal information about our users. This Privacy Policy explains how we collect, use, and disclose your personal information in connection with our website focused on net worth calculation and financial analytics.
As a Quebec-based entity, our data practices are governed by the Act respecting the protection of personal information in the private sector (CQLR c P-39.1), as amended by Law 25 (formerly Bill 64), and where applicable, the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada.
2. Categories of Personal Information Collected
| Category | Specific Data Points | Legal Basis |
|---|---|---|
| Identifiers | Full name, Email address, Phone number, IP address. | Consent / Performance of Contract |
| Financial Inputs | Asset values, liability figures, investment categories (for calculation purposes). | Consent / Legitimate Interest |
| Technical Data | Browser type, operating system, time zone, referring URLs. | Legitimate Interest |
| Usage Data | Interaction with tools, page scroll depth, clickstream data. | Consent (via Cookies) |
3. Purpose and Legal Basis for Processing
Under Quebec Law 25, we must identify the specific purposes for which personal information is collected before the collection occurs. Gentle Yard processes your data for the following:
- Service Provision: To provide accurate net worth tracking and asset classification tools.
- Communication: To respond to inquiries via the or +1 (941) 273-3685.
- Analytics: To improve our portfolio rebalancing algorithms and user interface.
- Compliance: To meet legal and regulatory obligations applicable to digital services in Montreal.
4. Cookies and Tracking Technologies
We use cookies to enhance your experience. In accordance with Quebec's updated privacy framework, we require your proactive consent for non-essential tracking.
Essential Cookies
Necessary for the website to function, such as security and session management. Cannot be disabled.
Analytical Cookies
Help us understand how visitors interact with our benchmarking tools. Requires opt-in.
5. Data Retention and Security
Gentle Yard retains personal information only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements.
We implement robust technical and organizational measures, including encryption and restricted access protocols, to protect your data stored in our Montreal-based or cloud-based infrastructure.
6. Your Rights Under Quebec Law
As a resident of Quebec or a user of our services, you have specific rights regarding your personal information:
| Right | Description |
|---|---|
| Access | The right to confirm if we process your data and receive a copy. |
| Rectification | The right to correct inaccurate or incomplete personal information. |
| Erasure (Right to be Forgotten) | The right to request deletion of data when it is no longer necessary. |
| Portability | The right to receive your data in a structured, commonly used format. |
| Withdrawal of Consent | The right to withdraw consent at any time for future processing. |
7. Third-Party Disclosure and Cross-Border Transfers
We do not sell your personal information. We may share data with service providers (e.g., hosting services, analytics providers) who are contractually bound to protect your information. Some data may be stored or processed outside of Quebec. In such cases, we ensure that the transfer complies with Law 25 requirements regarding adequate protection levels.
8. Contact Our Privacy Officer
To exercise your rights or ask questions about our privacy practices, please contact our Privacy Officer at Gentle Yard:
Address: 1250 Guy St, Montreal, QC H3H 2L3
Email: Phone: +1 (941) 273-3685