Terms of Service

1. Acceptance of Terms

By accessing the website Gentle Yard, which provides educational resources on net worth calculation and financial tracking, you agree to be bound by these Terms of Service, all applicable laws and regulations in the province of Quebec and the federal laws of Canada. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Description of Services

Gentle Yard provides users with guides, benchmarks, and methodologies for calculating personal net worth ("Services"). These Services are for informational and educational purposes only. We do not provide financial, investment, legal, or tax advice. Any financial decisions made based on information from this website are the sole responsibility of the user.

• Net Worth Tracking Guide
• Asset Classification
• Net Worth Benchmarks

3. Prohibited Conduct

In using our site, you agree not to:

• Use the website for any fraudulent or unlawful purpose under the laws of Quebec or Canada.
• Attempt to decompile or reverse engineer any software contained on Gentle Yard's website.
• Remove any copyright or other proprietary notations from the materials.
• Transfer the materials to another person or "mirror" the materials on any other server.
• Use any automated system (robots, spiders) to access the site for any purpose without our express written permission.

4. Intellectual Property

The content, organization, graphics, design, and other matters related to Gentle Yard are protected under applicable copyrights and trademarks. The copying, redistribution, use or publication by you of any such matters or any part of the site is strictly prohibited without our prior written permission.

5. Disclaimer of Warranties

The materials on Gentle Yard's website are provided on an 'as is' basis. Gentle Yard makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Gentle Yard does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

6. Limitation of Liability

In no event shall Gentle Yard or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Gentle Yard's website, even if Gentle Yard or a Gentle Yard authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

7. Governing Law and Jurisdiction

Any claim relating to Gentle Yard's website shall be governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein without regard to its conflict of law provisions. You hereby attorn to the exclusive jurisdiction of the courts located in the judicial district of Montreal, Quebec, for the resolution of any disputes arising out of or in connection with these Terms of Use.

8. Modifications

Gentle Yard may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Service. We recommend that you check this page regularly to stay informed of any changes.

9. Contact Information

If you have any questions about these Terms, please contact us at: